Changing Gears is a public media project about the future of the industrial Midwest. Each week, reporters Dan Bobkoff in Cleveland, Niala Boodhoo in Chicago and Kate Davidson in Ann Arbor cover issues of interest to the Great Lakes region. Changing Gears also sponsors public events and conversations.
In 1889, on Chicago’s Near West Side, Jane Addams and Ellen Gates Starr opened the Hull-House as a way to give their less fortunate neighbors an education in the arts and literature. The role of the Hull-House quickly expanded, offering English class, child care and job training to the city’s rapidly growing immigrant population. Jane Addams went on to win the Nobel Peace Prize. The House she created has been helping Chicagoans in need ever since.
When her car broke down, Nichols’ credit score was low enough that she fell in the sub-prime lending category. She went to lots of dealerships, but couldn’t get a loan.
“The funny thing is when you have bad credit, they won’t finance a car that you can afford,” Nichols said. “I wanted to buy one for four or five thousand dollars, but they won’t finance a car for that little money if you have bad credit.”
So far, three Midwesterner governors have delivered their state of the state addresses. The image above is a word cloud created from the prepared texts of the speeches in Indiana, Michigan and Wisconsin. As usual, the speeches offer optimistic visions of what each governor has accomplished in the past year, and what they’re capable of accomplishing this year. We’ll be tracking what the rest of the Midwest governors say in their speeches. And, as we parse through what’s been said and unsaid in the speeches so far, we want to know: What do you think of your governor’s speech? Were you surprised by anything, or did it all sound like what you’ve heard before? Let us know in the comments.
Name: Ryan Brevard Midwest Home: Kalamazoo, MI New Home: Mexico City, Mexico
When I graduated college the unemployment rate in Michigan was the highest in the country. I sent out over 150 resumes to all 50 states. Over half were sent to schools in Michigan. This resulted in 5 interviews. Only 2 of those were in person. Only one was in Michigan.
Not being able to find a teaching job, I came across AmeriCorps and was hired to serve with the American Red Cross. After completing two years of service I promised myself I would go on a trip abroad. It was something I had never done before.
I decided that I did not want to spend the little money I had saved from my poverty level income on sipping cocktails on a tropical island. I wanted to have a productive vacation.
So I signed up with an organization that recruits volunteers to teach English to Palestinian refugees. I spent a month living in a refugee camp where electricity was sporadic and fresh, running water nonexistent. It changed my life. It motivated me to continue teaching and traveling abroad.
Currently, I teach second grade English and Health at Instituto Thomas Jefferson in Mexico City. I know I’m not the only individual from the AmeriCorps program in Michigan who has gone on to work internationally instead of in the Midwest or even in the United States. I still would love nothing more than to move back to Michigan, Detroit specifically, to be a part of the rebuilding and revitalization that is taking place as we speak.
They work on school reform issues. Aaron says their voice, as students, has been lost in the debate over changes in education.
Saline is an affluent district and its high quality schools are known to draw people to the community. But Christine says even in Saline, funding cuts are affecting students in very real ways.
“The largest effect just this year that we’ve seen as some of the policy changes here at Saline are our larger class sizes,” Christine explained. “Now you can have up to 42 people in a class and I know almost all of my classes have been at the 42 maximum. It just makes it really difficult to have any kind of class discussions.”
Although he faces a much-publicised recall effort, Wisconsin voters aren’t negative on Gov. Scott Walker,
A poll by Marquette University shows that Walker’s approval rating is above his disapproval rating for the first time since he took office, according to the Milwaukee Journal-Sentinel.
Voters approve of Walker’s performance 51 percent to 46 percent disapproval. Fifty percent believe the state is headed in the right direction, versus 46 percent who do not.
Walker also has single-digit leads over Democrats who might face him in a recall election.
The governor’s performance ratings bounce around a bit, depend on which organization is conducting the poll, the Journal-Sentinel says.
The most recent nonpartisan public polls on Walker were done last fall. Walker’s approval rating was 38% in a November survey by Wisconsin Public Radio/St. Norbert College; it was 47% in an October survey by Public Policy Polling; 49% in an October survey by Rasmussen; and 42% in an October survey by Wisconsin Policy Research Institute. These polls all have different methodologies, so some variation is normal.
Basically, he is the bank and he takes on all the risk. That’s especially true because BHPH dealers cater to people with bad credit – deep subprime customers who typically have credit scores less than 550.
It’s not hard to find people who are out of luck, out of work, and grateful for the opportunity to finance a car at all. But that opportunity comes at a steep price, which is either folded in or added on in the form of interest rates up to 25%.
So here are six tips to consider if you’re thinking about Buy Here-Pay Here:
Name: Andrew Reed Midwest Home: Kalamazoo, MI New Home: Atlanta, GA
I left because there were no jobs in Michigan, and the Sun Belt seemed to be thriving by comparison. A secondary reason had to do with long, cold, snowy winters. Is it better here? Yes, I think so, although nowhere is good in this depressed economy.
I have two sons who were born and raised in Georgia, and I bought a small farm here almost three years ago. I have two sisters back in Michigan, as well as many friends, and I go to visit every few years, but I will not move back there.